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What is Professional Indemnity Insurance

Professional indemnity insurance is the most important type of insurance that your business should have if you are a freelancer or contractor. This type of contractor insurance protects you against claims made by clients.


Professional indemnity insurance will cover you and your business from the every-day risks that can come with being a self employed contractor or freelancer. Imagine a mistake has been made in a project you’ve completed in the past, now imagine the costs that are potentially applicable in correcting that mistake and the loss which your client could have incurred as a result – the bigger your client, the more you could potentially be liable for.

While it’s worth noting that these cases are rare, they do happen every year. Without professional indemnity insurance, you and your business are at huge risk with every new contract you undertake. Insurance is an affordable and tax deductible safety net for your business.

Why do we recommend it?

If an occasion should arise where you and your client enter a dispute over an error made, work standards or expectations your business needs to be protected from a potential claim. It’s worth noting, that even if you are in no way at fault, a claim could still be made against your business resulting in you having to defend yourself at your own cost.

Professional indemnity insurance protects you from some of the costs associated and that is why the team at Warr & Co believe this is an essential requirement for your contracting or freelance business.

Warr & Co have teamed up with Caunce O’Hara – freelance and contractor insurance specialists to offer professional services to our client base. Caunce O’Hara, a top 100 independent broker, were selevted by our board of directors for their expertise in the freelance contractor market combining decades of specialist experience. In addition, the team at Caunce O’Hara provide a 24/7 easy purchase option, simply fill your details in to obtain a quote and click to begin your policy.

We can’t stress enough the importance of protecting your business with professional indemnity insurance, please click the link below to visit Caunce O’Hara for a free no-obligation quote now.

Obtain a Quote now

Click this button to visit Caunce O’Hara’s quick and easy quote calculator; simply add details about your business, click to generate your quote and fill in the form to begin your application.

By clicking the link above you understand that you will be directed to a third party website. If you choose to proceed to purchase insurance products from Caunce O’ Hara, Warr & Co will receive commission for your purchase, and by clicking this link, you agree that Warr & Co Limited may retain this. For example should you purchase a professional indemnity insurance policy for £200 (net of IPT) Warr & Co would receive £15 as commission.