Mortgages/Finance

Headline Interest Rates Available

We have taken the opportunity of summarising some of the highly competitive interest rates available in some of the key markets at present. The rates presented are merely indicative and clearly the list is by no means exhaustive.

If you would like to discuss your mortgage requirements more fully and determine the rates accessible based upon your own individual circumstances, please feel free to contact us.

OCC = Overall Cost for Comparison

Due to the extreme volatility being experienced in the mortgage market at present and accordingly the fluid nature of product rates and their withdrawal, in some instances at no notice, for the time being we have ceased to provide an indication of interest rates presently available. Of course, once the market settles down, we shall resume normal service. In the meantime, please contact us directly and we will of course be delighted to provide an illustration of rates available based upon your personal circumstances.

Discounted/Tracker Mortgages

Fixed Rate Mortgages

Flexible Mortgages

Current/Offset Account Mortgages

Self Certification Mortgages

Self certification available upto 90%.

Schemes available based on affordability rather than income multiples.

The actual rate available will depend upon your circumstances. Ask for a personal illustration.

Buy to Let Mortgages

Buy to lets available for low rental yields.

Schemes available in some instances on residential rates.

Limited Company and specialist landlord schemes available.

Buy to Let products (where the resident is not related to the borrower) are not regulated by the Financial Services Authority.

Home Equity Release Mortgages (HERMS)

Income generation schemes available.

A HERM is a lifetime mortgage. To understand the features and risks, ask for a personal illustration.

All rates quoted are based upon the criteria of no compulsion to purchase general insurances from the lender and no extended redemption penalties beyond the initial interest rate period unless specifically stated otherwise.

This is merely a sample analysis of rates available. For client specific product information, we will be happy to provide a Key Features Illustration (KFI).

Rates are correct @ 9th April 2008 although due to the fluid nature of the mortgage market are subject to change without notice. Warr & Co cannot be held responsible if rates quoted above are withdrawn in between our regular updates.

The current Bank of England base rate is 5.25% (reduced from 5.50% w.e.f. 7th February 2008)

Warr & Co – FSA Registration No. 169591

Consumer Credit License No. 900009

Company VAT Registration No. 603776145

All mortgages are secured against property.

Think carefully before securing debt against your home or other property.

Your property may be repossessed if you do not keep up repayments on your mortgage.