Mortgages/Finance

Commercial Loans

Our in house financial services department has vast experience in placing mortgage business on behalf of our clients, be it helping them to purchase or remortgage their main residence or to buy or refinance a buy to let investment property.

The reason for mortgage planning is rarely straightforward and takes place for a multitude of different reasons. However, a substantial number of enquiries cannot be satisfied by way of conventional mortgage and as such we must turn to commercial finance to satisfy our clients’ requirements.

Commercial funding can often be the solution for our clients, both personal and corporate, in the following areas:-

These can be structured in a variety of different ways: -

Such mortgages can also usually be placed where adverse credit exists, ranging from small arrears to recent CCJ’s to discharged bankruptcies

Warr & Co enjoys links with a number of direct high street lenders and also specialist packagers which gives us the ability to place almost all enquiries.

It can be said that banks are generally always looking for reasons to lend. However, it is not necessarily at the terms that the client is looking for but rather the terms that suits the lender. So before settling with your local ‘friendly’ branch manager, or approaching your existing commercial lender, it may be worthwhile contacting Steve Prosser, Jeff Crewdson or Chris Raggett, on 0161 477 6789 to discuss the merits of your enquiry and to request an indication of likely terms available. Alternatively email us.

We can also assist with any associated corporate protection planning that often emanates from commercial funding and which should be given equal priority.

Additional value services can also be provided by our accountancy department in a number of the above situations, including due diligence work, personal tax planning, business planning, cash flow projections & management account preparation and exit strategy development. In this regard, please refer to our Senior Partner, Tim Warr, to discuss your requirements.